
Prescription Drugs (RX)
SmithRx partners with over 83,000 retail pharmacies across the nation including the major national chains, regional chains, grocers and independent pharmacies. In addition, we have three preferred mail order pharmacies and two specialty pharmacies. You can always find the pharmacy with the best price by using the Find My Meds search tool in the Member Portal at mysmithrx.com.
Medication Tiers & Common Cost Patterns
Tier | Retail (30-day supply) | Home Delivery (90-day supply) |
Generic Drugs | Lowest Cost | Usually 2x Retail |
Preferred Brands | Mid-range Cost | Savings with 90-day fill |
Non-Preferred | Highest Cost | Better Value by mail order |
Traditional Copay Plan Members
- You may have a separate prescription deductible, or you may pay copays by drug tier from day one.
(Q)HDHP Plan Members
- You’ll pay the full cost of prescriptions until your combined medical and pharmacy deductible is met. After that, your plan starts sharing the cost.
For your exact pricing and benefit details, check your plan summary (found in your enrollment booklet or online member portal).

Tips to Save
- Use generics or preferred brands when available
- Refill maintenance medications through home delivery
Ways to Fill Prescriptions
Retail Pharmacies
Over 83,000 in-network locations for short-term needs
Including:
Home Delivery
Great for ongoing medications; usually saves time and money
SmithRX Pharmacies
SmithRx partners with over 83,000 retail pharmacies across the nation including the major national chains, regional
chains, grocers and independent pharmacies. In addition, we have three preferred mail order pharmacies and two specialty pharmacies.
Member Portal Overview
The SmithRx Member Portal is where you can find your pharmacy benefits resources all in one place. Find key plan info, ID cards, history of prescriptions, notifications on prior authorizations (if applicable), plan usage, and support.

Customer Service
Whether you’re looking for help with benefits, claims, ID cards, or something else—we’ve got a knowledgeable, friendly team ready to assist.
OR send us an email at cs@emihealth.com
We’re committed to making your experience as smooth as possible. If something doesn’t make sense, just ask—we’ll walk you through it.