Questions? Talk to a person. (800) 662-5851 Mon-Fri, 6am-6pm. Se habla español.

Most dental plans make you wait months for major work. The Preferred Care DHMO covers it from day one.

Dental coverage for Arizona. No health questions. Plans start at $16.72 a month.

See what you'd pay

Why Arizonans choose EMI Health

4.3

out of 5 on Google, as of September 2026

2011

the year we came to Arizona

440,000+

people covered across 22 states

What you'd actually pay at the dentist

No waiting period. No deductible. No yearly limit. On the Preferred Care DHMO, our most popular plan, every procedure has a set copay, so you can look it up before you book.

Procedure Typical Arizona charge Your copay You save
Filling, one surface $205 $15 $190
Pulling a tooth $225 $60 $165
Crown, porcelain $1,275 $625 $650
Root canal, back tooth $1,350 $475 $875
Partial denture $1,931 $600 $1,331
Full upper or lower denture $2,102 $800 $1,302

Routine care costs even less

$0 Office visit
$5 Exam
$12 Cleaning, twice a year
How we can promise a set price

In Arizona we run our own dentist network, called TDA, instead of renting one from someone else. We hold the contracts with the dental offices ourselves. That is why the copay on the schedule is the copay at the chair.

Preferred Care DHMO copays, effective January 1, 2026. Copay schedules are updated each January. Typical charge is an average of dental fees throughout the state. Copays for crowns and dentures include lab fees. Lab fees may vary, so ask your dental office.

Online Shopping Moment

No health questions. No dental exam.Your acceptance is guaranteed.

GETTING STARTED

Enrolling online is simple.

No health questions. No dental exam.Your acceptance is guaranteed.

  1. Step 1: Have these ready

    • Card or checking
    • Social Security number
    • Email address

    You won’t be charged today. Your Social Security number is stored on our secure server. Use the billing address on your card statement.

  2. Step 2: Enroll online

    Pick your plan and a start date, one to two months out. Choosing the Preferred Care DHMO? You'll pick your dentist too.

  3. Step 3: Start using it

    Coverage begins on your start date. Your ID card is in the My EMI Health app before the mailed one arrives.

First payment is on the 25th of the month before coverage starts. Preferred Care DHMO members can change dentists once a month.

Rather call? (800) 662-5851 Monday to Friday, 6am to 6pm. Se habla español.

Preferred Care DHMO, and two alternatives

Start with the plan most people pick. The other two are below it.

Who needs coverage?

Most popular

Preferred Care DHMO

Our simplest plan. Set copays, no claims, lowest price.

$16.72per month

Choose this plan

Before you enroll: choose your dentist

This is the only plan where you pick one general dentist as your dental home. You choose them while you enroll, and every visit starts there. You can change your dentist once a month.

Search Preferred Care dentists

Plan details
Deductible
None
Yearly limit on what the plan pays
None
Wait for crowns, dentures, root canals
None
Wait for cleanings and exams
None
Coverage starts
Day one
Claims to file
None. Pay the copay and you're done
Dentists and network
Network
DHMO-AZ, a network EMI Health owns
Dentists you can choose from
1,384 general dentists in Arizona
Specialists in the network
487 oral surgeons, 316 endodontists, 183 periodontists
Seeing a specialist
Covered once the plan approves it
Choosing a dentist
You pick one general dentist as your dental home

A bigger directory doesn't help you. One good dentist close to home does. Search your ZIP code and see who's near you.

88% of our individual dental members said there was no dentist they wanted added to the network.

Based on 67 responses to that question in EMI Health's Individual Dental Customer Survey, May 2025 to September 2026.

What you pay
Office visit
$0
Exam
$5
Cleaning
$12
Filling, one surface
$15
Crown, porcelain
$625
Root canal, back tooth
$475
Partial denture
$600
Full denture
$800
Good to know

No deductible, no yearly limit and no lifetime limit. Pre-existing conditions are covered, except work already in progress. No health questions. You can't be turned down, no matter the current condition of your teeth. Braces are covered. There are no claim forms in network.

Plan documents

Plan details (PDF) Detalles del plan en español (PDF)

Want to choose any dentist, or see a specialist? These two plans may fit better.

Advantage Copay

Set copays at any in-network general dentist, with cleanings covered in full.

$38.10per month

Choose this plan
Plan details
Deductible
$25 per person. Not on cleanings or exams
Yearly limit on what the plan pays
None
Wait for crowns, dentures, root canals
3 months
Wait for cleanings and exams
None
Coverage starts
Day one
Claims to file
Your dentist files for you
Dentists and network
Network
Advantage-A, a TDA PPO network EMI Health owns
Dentists you can choose from
2,773 general and pediatric dentists
Specialists in the network
Not covered on this plan
Seeing a specialist
Not covered. 20% off at an in-network specialist
Choosing a dentist
Any in-network general or pediatric dentist

88% of our individual dental members said there was no dentist they wanted added to the network.

Based on 67 responses to that question in EMI Health's Individual Dental Customer Survey, May 2025 to September 2026.

What you pay
Exam
$0
Cleaning
$0
Filling, one surface
$25
Crown, porcelain
$469
Root canal, back tooth
$491
Partial denture
$522
Full denture
$666

Crowns, root canals and dentures are covered at these copays when your own general dentist does the work. Specialists are not covered on this plan, so the same work is not covered if it is sent to one.

Good to know

Specialists are not covered on this plan, in or out of network. That means endodontists, periodontists, oral surgeons and prosthodontists. At an in-network specialist you get 20% off and pay them directly. Many general dentists do crowns, root canals and dentures themselves, and that work is covered.

The full Arizona network is 4,171 dentists. Cleanings and exams twice a year. Crowns and dentures once every five years per tooth. Braces are not covered.

Going outside the network. With a general or pediatric dentist outside our network, EMI Health pays part of the bill and you pay the rest. Every amount is in the copay schedule.

Plan documents

Plan details (PDF) Detalles del plan en español (PDF)

Fee schedules

Fee Schedule (PDF) Lista de tarifas en español (PDF)

Premier PPO

Our most flexible plan. See dentists in or out of network, and specialists too.

$49.50per month

Choose this plan
Plan details
Deductible
$75 per person, $225 per family
Yearly limit on what the plan pays
$2,500, and $1,250 of that for major work
Wait for crowns, dentures, root canals
6 months
Wait for cleanings and exams
None
Coverage starts
Day one
Claims to file
Your dentist files for you
Dentists and network
Network
Premier-A, running on the Aetna Dental network
Dentists you can choose from
9,811 in Arizona, plus out-of-network care
Specialists in the network
Covered
Seeing a specialist
Covered
Choosing a dentist
Any dentist, in or out of network

88% of our individual dental members said there was no dentist they wanted added to the network.

Based on 67 responses to that question in EMI Health's Individual Dental Customer Survey, May 2025 to September 2026.

What you pay
Exam
Plan pays 100%
Cleaning
Plan pays 100%
Filling, one surface
Plan pays 75%
Crown, porcelain
Plan pays 50%
Root canal, back tooth
Plan pays 50%
Partial denture
Plan pays 50%
Full denture
Plan pays 50%
Good to know

Your $75 deductible applies to fillings, crowns, dentures and root canals, not to cleanings and exams. Out of network the plan pays less and you cover the difference above our maximum allowable charge. Cleanings and exams twice a year. Crowns and dentures once every five years per tooth. Braces are not covered.

Plan documents

Plan details (PDF) Detalles del plan en español (PDF)

Every plan covers cleanings and checkups. Spanish plan booklets are available for all three.

See full details and enroll

A dentist smiling as he talks with a patient during a checkup.

Find your dentist

Each plan uses a different list of dentists. Open the one you are considering and search by ZIP code. The lists open in a new window, so this page stays put.

Preferred Care DHMO 1,384 general dentists in Arizona You pick one as your dental home when you enroll. See the list → Advantage Copay 2,773 general and pediatric dentists See the list → Premier PPO 9,811 dentists in Arizona See the list →

Don’t see your dentist? The Premier PPO also covers care outside its network, so you can keep the dentist you have.

Not sure which list to check? (800) 662-5851

Common Questions

Is there a waiting period?

It depends on the plan. On the Preferred Care DHMO, no. Coverage works from your start date, including crowns and dentures. The Advantage plan waits three months for fillings and major work like crowns and dentures. The Premier PPO waits six months. Cleanings and exams are covered from day one on all three.

Does this work with other coverage I have?

Yes. These plans stand on their own and work alongside any other coverage.

What will a crown cost me?

$625 on the Preferred Care DHMO. Every procedure has a set copay you can look up before you book the appointment.

Can I keep my dentist?

Search the list for the plan you want. The Preferred Care DHMO lets you choose from 1,384 general dentists in Arizona. The Advantage plan has 2,773 general and pediatric dentists. The Premier PPO has 9,811 and also covers care outside the network.

What if I need a specialist?

Many general dentists do crowns, root canals and dentures themselves, and all three plans cover that work. If you need an actual specialist, it depends on the plan. The Preferred Care DHMO covers specialist care once the plan approves it first. The Premier PPO covers it. The Advantage plan does not cover specialists at all, though in-network specialists give you a 20% discount.

Do I file claims?

Not on the DHMO. You pay the set copay at the dental office and you're done.

Can I be turned down?

No. There are no health questions and no dental exam, and it doesn't matter what condition your teeth are in now. If you live in Arizona, your acceptance is guaranteed. Waiting periods on some plans still apply to certain services, and those are listed with each plan above.

Does my price go up as I get older?

No. Your age never changes your price. You pay the same rate at 45 or 75.

An EMI Health customer service representative on a call.

Dental coverage from people who have done this since 1935.

EMI Health has covered families for 90 years. Two of our three Arizona plans run on TDA, our own dentist network, which we own and manage rather than rent.

Depending on the plan you pick, you can choose from 1,384 to 9,811 dentists across Arizona.

When we asked our dental members which dentists we should add, 88% said none.

Know what you'll pay. Covered from day one.

See plans and prices

On the next page, click Add to Cart next to Preferred Care DHMO.

Rather talk to a person?

(800) 662-5851

Monday to Friday, 6am to 6pm. Se habla español.

You'll enroll securely on emihealth.com. Plans underwritten by EMI Health. 

Copays and plan details shown are for Arizona individual plans effective January 1, 2026, and are subject to change. The $12 cleaning copay and the absence of a waiting period apply to the Preferred Care DHMO. Rating on Google as of September 2026. Provider counts are Arizona network counts as of September 2026 and change as dentists join or leave. The member network figure is based on responses to EMI Health's Individual Dental Customer Survey, May 2025 to September 2026.